Effective Date: August 23, 2025

1. Introduction

This Privacy Policy explains how Small Victories Wealth ("we," "us," or "our") collects, uses, and discloses information when you opt in to receive SMS (text message) communications from us. By opting in to receive our SMS messages, you agree to the terms of this Privacy Policy.

2. Information We Collect

When you opt in to our SMS communications, we may collect the following information:

• Your mobile phone number
• Date and time of your opt-in
• Your name (if provided)
• Your communication preferences
• Your interactions with our SMS messages (e.g., replies, click-throughs)

3. How We Use Your Information

We use the information we collect to:

• Send you the SMS messages you have opted in to receive
• Respond to your inquiries or requests
• Provide customer service and support
• Improve our services and communications
• Comply with legal obligations

4. Sharing of Information

We may share your information with:

• Service providers who help us deliver our SMS communications
• Business partners, with your explicit consent
• Legal authorities when required by law
• Relevant parties in the event of a business transaction (e.g., merger or acquisition)

We do not sell your personal information to third parties for their marketing purposes.

5. Your Choices

You have the following choices regarding your SMS communications:

• Opt-in: We will only send you SMS messages if you expressly opt in to receive them.
• Opt-out: You can opt out of receiving SMS messages at any time by replying "STOP" to any of our messages.
• Frequency: You can modify the frequency of messages by contacting us.

6. Message and Data Rates

Standard message and data rates may apply to our SMS communications. Please check with your mobile service provider regarding any charges.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

8. Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction.

9. Children's Privacy

Our SMS communications are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Effective Date" at the top of this Privacy Policy. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our SMS communications, please contact us at:

Small Victories Wealth

Email: vince@smallvictorieswealth.com

Phone: 408-465-9082