Monarch budget services
Build a budget you'll actually use.
We set it up together in the Monarch account you already have, then meet to make sure it sticks. One-time packages, no ongoing commitment.
What you get
Know where your money goes — and keep more of it.
A clear budget
Spending sorted into categories that match your life, with targets you helped set.
Real insight
See where the money leaks, what's working, and where there's room to save.
A rhythm that lasts
A simple routine for keeping it current, so the budget still works months from now.
How it works
Three steps, done together.
01
Share access
You add me in Monarch as your financial professional. Your accounts stay connected on your side.
02
Build it together
We organize your categories, clean up your transactions, and set targets that fit how you live.
03
Review and adjust
We meet to see what's working, fix what isn't, and settle on a routine you can keep.
You stay in control. Your Monarch subscription and billing stay with you, and you can remove my access anytime.
Packages & pricing
Pick the package that fits your finances.
Get set up
Simple
Best forW-2 income and a simple set of accounts
- A working session to organize your categories and clean up your transactions
- A custom budget with spending targets you helped set
- One review meeting to see what's working and adjust what isn't
- A simple routine for keeping it current on your own
Make it stick
Intermediate
Best forShared finances, bonuses or RSUs, or a debt payoff
- Setup and a custom budget, built around how your household actually splits money
- A plan for uneven income, so bonuses and RSU vests have a job before they land
- Savings goals and debt payoff tracked right in Monarch
- Two review meetings over 60–90 days to lock in the habit
The whole picture
Advanced
Best forA side business, rentals, or several entities
- Everything in Intermediate
- Business and rental income and expenses tracked separately from household spending
- Three check-ins over 90 days
- A written cash-flow plan that ties it all together
One-time fees. Packages assume your own active Monarch subscription. Want ongoing help instead? See our monthly planning tiers.
Before we start
Give me access so we can build it together.
- In Monarch, open Settings → Members.
- Choose Give access to a financial professional.
- Enter
vince@smallvictorieswealth.com.
I'll be able to see and edit budgets, transactions and goals, but I can't link accounts for you — so connect them before our first session. Access lasts one year, and you can remove it anytime.
Questions
Good to know before you book.
Do I need a Monarch account already?
Yes. The packages assume you have your own active Monarch subscription. Your account, data and billing stay with you the whole time — I work inside it with the access you grant.
What can you see and do in my account?
With financial-professional access I can see and edit budgets, transactions and goals. I can't link accounts for you, so you'll connect those yourself before we start. Access lasts one year, and you can remove it anytime from Settings → Members.
Which package is right for me?
It mostly comes down to how complex your finances are. A W-2 income and a handful of accounts fits Simple. Shared finances, bonuses or RSUs, or a debt payoff usually means Intermediate. A side business, rentals or more than one entity is Advanced. If you're between two, we'll sort it out on the intro call.
How is this different from ongoing planning?
These are one-time projects focused on your budget. Our monthly planning tiers include a connected budget plus regular check-ins, and Impact adds tax, investment and family planning on top. If you want someone in your corner year-round, start with the tiers.
Does Small Victories Wealth get paid by Monarch?
No. We receive no compensation from Monarch — no referral fees, no affiliate arrangement, no revenue share. It's the tool we use because it works well for this, and it may not be the right fit for every situation.
Ready to see where your money actually goes?
Start with a free 30-minute call. We'll pick the package that fits and set a date for your kickoff.