Pricing
Flat monthly pricing, posted right here.
No guessing what advice costs. Pick the level that fits, and know exactly what you'll pay before you ever book a call.
Emergent
For building the foundation. Get organized, take control of cash flow, and start stacking wins you can actually see.
What's included
- A connected budget in Monarch, organized into a framework you'll actually use
- Cash flow mapping — where your money really goes each month
- A written plan for debt, savings, and your emergency fund
- Regular check-ins to keep the system running
Impact
The full partnership. Everything in Emergent, plus the tax, investment, and family decisions that move the number the most.
What's included
- Everything in Emergent
- A tax projection before year-end, and the moves that shrink the bill
- An investment strategy, rollovers handled, and ongoing portfolio reviews
- Scenario modeling for the big calls — home, kids, career changes
Budget help, without full planning
Start with your budget.
A one-time package to build a budget in the Monarch account you already have, then optional quarterly support to keep it current. Learn how it works →
Get set up
Simple
Best forW-2 income and a simple set of accounts
- A working session to organize your categories and clean up your transactions
- A custom budget with spending targets you helped set
- One review meeting to see what's working and adjust what isn't
- A simple routine for keeping it current on your own
Make it stick
Intermediate
Best forShared finances, bonuses or RSUs, or a debt payoff
- Setup and a custom budget, built around how your household actually splits money
- A plan for uneven income, so bonuses and RSU vests have a job before they land
- Savings goals and debt payoff tracked right in Monarch
- Two review meetings over 60–90 days to lock in the habit
The whole picture
Advanced
Best forA side business, rentals, or several entities
- Everything in Intermediate
- Business and rental income and expenses tracked separately from household spending
- Three check-ins over 90 days
- Tags for each rental and business, so each one shows its own totals
- A year-end summary of business and rental spending to hand your tax preparer
Keep it going
Budget Support
Quarterly check-ins that keep your budget current after setup, for less than ongoing planning.
- Four check-ins a year, 45–60 minutes each
- Transaction and category cleanup before every check-in
- Targets and goals adjusted as life changes
- Questions by message between meetings
Investment, tax, and retirement planning aren’t included. Those are part of Emergent and Impact.
On Monarch: The budget packages and Budget Support assume your own active Monarch subscription — your account and billing stay with you, and you can remove my access anytime. Emergent and Impact clients get Monarch access as part of their fee. Small Victories Wealth receives no compensation from Monarch: no referral fees, no affiliate arrangement, no revenue share.
Not sure which fits? Let's figure it out together.
The intro call is free, and you'll leave knowing your next step either way.
Book an intro call