Small Victories Monarch Budget Model 02
A budget works when it's sorted by how money behaves, not what it's for. Here's the three-layer structure we use with clients: groups, categories, and tags.
How to Use Tags in Monarch (and When to Reach for One)
Categories tell you what kind of spending it was. Tags tell you what it was for — and they’re the easiest way to answer “what did that trip actually cost?”