How to Handle Your Venmo Transactions
Every Venmo payment shows up in your budget twice. Here’s the one-line rule that fixes it, and why “transfer” is the most underrated category in any budgeting app.
Use Last Year's Spending to Pick Next Year's Benefits
Most people re-pick last year’s plan in five minutes. Here’s how to use a year of real spending to choose your health plan, FSAs, and 401(k) rate instead.
A Month in Monarch: 10 Minutes a Week, One Sit-Down a Month
Setting up a budget is the easy part. Here’s the routine that keeps it working: a 10-minute check on your phone each week, and one sit-down at your computer when the month ends.
Small Victories Monarch Budget Model 02
A budget works when it's sorted by how money behaves, not what it's for. Here's the three-layer structure we use with clients: groups, categories, and tags.
How to Use Tags in Monarch (and When to Reach for One)
Categories tell you what kind of spending it was. Tags tell you what it was for — and they’re the easiest way to answer “what did that trip actually cost?”